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By: Adam Marshall
Which is better?
A great place to start: Look at the comparison of the costs and benefits of each.
A monthly rent payment goes into your landlord's pocket. After 5 years of paying rent, your wallet is lighter and you don't have much to show for it.
A monthly home payment goes to your lender and
What do you want?
Do you realize that renting prepares you for buying?
It helps you figure out what you want.
With every move, you discover things: the neighbourhoods you like, the sorts of kitchens you prefer, and the fact that popcorn ceilings drive you crazy. You're in a great position to buy
Do you remember why you rented in the first place? Did you think your rent payment would be less than your mortgage payment? Did you want to be able to call your landlord to fix things when they broke? Were you unsure where you wanted to live? Were you unsure if you wanted to make a large commitme
Are you ready?
It's a fate that befalls most renters at one point or another: the pain of dealing with a landlord, or seeing your monthly payment vanish, and watching rents go up and up. Sound familiar? Then it might be time to start thinking about buying a home of your own.
The expense of payin